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Funding Opportunities

Real Estate

Real Estate Program

Real Estate Program Application Workshop Presentation

Real Estate Program Workshop Recording

Affordable Homebuild Partnership Program

The Affordable Homebuild Partnership and Program is designed to provide incentives and partner with developers to create affordable housing through new construction or rehabilitation.

Program Overview: 

  • Acquisition, Construction, Rehabilitation, or Demolition. Financial assistance for development subsidies is in the form of a loan.
  • Housing must serve a low to the moderate-income population as determined by HUD.
  • All single-family housing cannot exceed a sales price of $254,877, 95% of the median purchase price for the area based on FHA single mortgage program data for new construction.

Program Fact Sheet

Affordable Rental Housing Partnership Program

The Affordable Homebuild Partnership and Program is designed to provide incentives and partner with developers to create affordable rental housing through new construction or rehabilitation.

Program Overview: 

  • Acquisition, Construction, Rehabilitation, or Demolition. Financial assistance for development subsidies will be in form of a loan.
  • Housing must serve a low to moderate-income population. Rents cannot exceed limitations established by HUD.
  • Tenants must meet income guidelines as determined by HUD.

Program Fact Sheet

Community Housing Development Organization (CHDO) Program

At least 15 percent of HOME funds must be set aside for affordable housing activities to be undertaken by a special type of nonprofit called a CHDO in the communities that they serve.

Eligibility

  •  Organized for the purpose of providing decent, affordable housing.
  • No individual benefit to members, founders, or contributors.
  • Clearly defined geographic service area.
  • Nonprofit status.
  • A board that is representative of the community it serves.
  • Demonstrate at least one year of experience in serving its community where the housing will be developed.

The application period for CHDO funds is currently open on a rolling basis.

CHDO Program Overview

Neighborhood Economic Development Opportunities Program (NEDO)

The Neighborhood Economic Development Opportunities Program (NEDO) seeks to support activities that nurture and energize neighborhood improvement projects and sustainable economic development opportunities.  Since the NEDO Program uses Community Development Block Grant (CDBG) funds, all project activities must meet a national objective to be eligible.  

The NEDO Program is currently accepting applications. Find program information and eligibility criteria below.

Important Links  

Note to applicants: Please submit the completed application with all required attachments and the submission checklist to the City of Memphis via your preferred secured link  (for example, DropBox) to HCDRealEstate.Applications@memphistn.gov.  For questions regarding the application please email patricia.lane@memphistn.gov.

Homeless & Special Needs

EMERGENCY SOLUTIONS GRANT (ESG) PROGRAM

The Emergency Solutions Grant (ESG) Program seeks to improve the quality of life for homeless citizens through funding for activities to help homeless families move toward independent living and to prevent homelessness. In order to be eligible, organizations must be nonprofit with at least one year of experience with a focus on increasing the quantity and quality of emergency shelters for the homeless, providing essential social services for the homeless, or providing financial assistance to prevent homelessness.

The application period for ESG funds is currently closed and will reopen Winter 2020. Please check back here for more updates. For ESG-CV funds related to COVID-19, please check out the COVID-19 section.

Current ESG Grant Recipients

HOUSING OPPORTUNITIES FOR PERSONS WITH AIDS (HOPWA) PROGRAM

The Housing Opportunities for Persons with AIDS program provides assistance to low-income individuals diagnosed with HIV/AIDS and their family members who live with them.

Eligibility

  • Nonprofit organization with at least one year of experience in serving its community
  • Clients must be documented with HIV/AIDS diagnosis and meet HUD income guidelines for the county of their residence within the service area.
  • Must increase the availability of decent, safe and affordable housing for low income persons living with HIV/AIDS
  • Must be in Fayette, Shelby, and Tipton Counties in Tennessee, DeSoto, Marshall, Tate, and Tunica Counties in Mississippi, and Crittenden County in Arkansas

Eligible Activities Include:

  • Acquisition and/or rehabilitation
  • Operations of a wide range of housing programs
  • Rental Assistance
  • Housing information and outreach, and supportive services.

The application period for HOPWA funds is currently closed and will reopen Winter 2020. Please check back here for more updates.

Current HOPWA Recipients

HOME-FUNDED TENANT-BASED RENTAL ASSISTANCE (TBRA) PROGRAM

The HOME TBRA program provides rental assistance to low-income persons who are homeless and have special needs.

Eligibility

  • Nonprofit organizations with 501 (c)(3) tax-exempt status, current TN charter, financial statements/audit, general liability insurance
  • Must serve clients whose income is 60% or below the median income and who are at risk of homelessness and have a special need.
  • Clients must have income and pay 30% of the rent and a portion of utilities.

Eligible Activities Include:

  • Rental Assistance
  • Utility Assistance

The application period for TBRA funds is currently closed and will reopen Winter 2020. Please check back here for more updates.

Current TBRA Recipients

Community Programs

NEIGHBORHOOD DEVELOPMENT GRANT

The Neighborhood Development Program provides funding for non-development service oriented programs or projects that benefit neighborhoods.

The application period for NDG funds is currently closed and will reopen Winter 2020. Check back here for more updates.

Current Neighborhood Development Grant Recipients

COMMUNITY COALITION GRANT PILOT PROGRAM

Community Development Block Grant (CDBG) funds were set aside to create the Community Coalition Grant Program. This technical assistance pilot program seeks to support recommendations of the Memphis 3.0 Comprehensive Plan to support, build and expand community coalitions to broaden civic engagement. This program was piloted only in the Orange Mound and Binghampton communities. Non-profit organizations in these communities were encouraged to apply for a grant to fund their neighborhood-oriented projects, events and activities (i.e. projects for seniors or youth, crime/safety awareness, education, health awareness, beautification, etc.)

Eligibility

  • Nonprofit organization with at least one year of experience in serving its community
  • Clients must be documented with HIV/AIDS diagnosis and meet HUD income guidelines for the county of their residence within the service area.
  • Must increase the availability of decent, safe and affordable housing for low income persons living with HIV/AIDS
  • Must be in Fayette, Shelby, and Tipton Counties in Tennessee, DeSoto, Marshall, Tate, and Tunica Counties in Mississippi, and Crittenden County in Arkansas

Eligible Activities Include:

  • Acquisition and/or rehabilitation
  • Operations of a wide range of housing programs
  • Rental Assistance
  • Housing information and outreach, and supportive services.

The application period for HOPWA funds is currently closed and will reopen Winter 2020. Please check back here for more updates.

Current CCP Grant Recipients

Additional Programs

MEMPHIS AFFORDABLE HOUSING TRUST FUND (MAHTF) ROUND 2

In Spring 2019, Mayor Jim Strickland announced the Memphis Affordable Housing Trust Fund (MAHTF), along with the Community Catalyst Fund, as the City of Memphis first monetary efforts and initiatives in direct support of the Implementation Phase of Memphis 3.0 Comprehensive Plan. The City of Memphis Division of Housing and Community Development (HCD) will administer the MAHTF through grants in the initial year and a combination of grants and loans in subsequent years.

The MAHTF is capitalized with $7.5 million for FY2022. The minimum award is $100,000. The application process is open to Community Development Corporations (CDCs), Community Housing Development Organizations (CHDOs), non-profit housing developers, and for-profit developers applying jointly with a nonprofit entity interested in providing affordable and adequate housing.

The application period for MAHTF funds is currently open on a rolling basis.

– Note all applications must be submitted to Jocelyn.Eddins@memphistn.gov



DOWN PAYMENT ASSISTANCE PROGRAM

The City of Memphis, through its Division of Housing and Community Development (HCD), offers financial assistance to its citizens through the Down Payment Assistance Program (DPA), to assist with meeting the financial requirements of purchasing a home. DPA provides funds to help meet the down payment and closing cost requirements needed to complete the closing. Requirements may include income limits, employment, location of the home, and being a first-time homebuyer. All properties must be located within the city limits of Memphis and must be assessed Memphis City taxes. The maximum sales price for all programs is the current HOME Value Limits, as determined by the Department of Housing and Urban Development (HUD). Based on funding availability, the maximum amount of assistance is up to 10% of the sales price, not to exceed $10,000.

If you are ready to purchase a home, information is available to help you determine which program may fit your needs. Please click HERE to learn more about the various programs available.

SCIF (CLOSED)

FY 2022 Strategic Community Investment Fund (SCIF)

The Division of Housing and Community Development (HCD) administers Federal and City funds for programs that carry out its mission and while many programs are carried out through HCD directly, others are contracted out to eligible organizations on a competitive basis.  The Strategic Community Investment Funds (SCIF) provides an opportunity for organizations and agencies to submit competitive applications. The funds available on a competitive basis are awarded to eligible nonprofit, faith-based, and other organizations to implement community and economic development programs.  The funds through this process are primarily available for programs that benefit low and moderate-income persons of Memphis.
HCD is now accepting applications for SCIF beginning December 18, 2020, and include the following programs:

  • Emergency Solutions Grant (ESG)
  • Housing Opportunities for Persons with AIDS (HOPWA)
  • Community Service Grant (CSG)
  • HOME-Funded Tenant-Based Rental Assistance (HOME-TBRA)
  • Neighborhood Partnership Grant

Emergency Solutions Grant Program (ESG)

The Emergency Solutions Grant Program seeks to improve the quality of life for homeless citizens through funding for activities to help homeless families move toward independent living and to prevent homelessness. Applicants must meet the following criteria in order to be considered eligible.

  • Non-profit organization with at least one year of experience in serving its community.

Focus

  • Increase the number and quality of emergency shelters for the homeless.
  • Provide Essential Social Services for the homeless
  • Provide Financial Assistance to Prevent Homelessness

Click here to access the Emergency Solutions Grant Program Online Application

Click here to view the Emergency Solutions Grant Application Guidelines (PDF)

– Note all applications must be completed electronically

Housing Opportunities for Persons with AIDS Program (HOPWA)

The Housing Opportunities for Persons with AIDS program provides assistance to low-income individuals diagnosed with HIV/AIDS and their family members who live with them.

Eligibility

  • Nonprofit Organizations Only
  • Demonstrate at least one year of experience in serving its community
  • Clients must be documented with HIV/AIDS diagnosis and meet HUD income guidelines for the county of their residence within the service area
  • Must increase the availability of decent, safe, and affordable housing for low-income persons living with HIV/AIDS
  • Must be in Fayette, Shelby, and Tipton Counties in Tennessee, DeSoto, Marshall, Tate, and Tunica Counties in Mississippi, and Crittenden County in Arkansas

Eligible Activities include

  • Acquisition and/or rehabilitation
  • Operations of a wide range of housing programs
  • Rental Assistance
  • Housing information and outreach, and supportive services.

Click here to access the HOPWA Online Application

Click here to view the Housing Opportunities for Persons With AIDS Application Guidelines (PDF)

– note all applications must be completed electronically

Community Service Grant (CSG)

The Community Service Grant seeks to improve the quality of life of low and moderate-income citizens through the provision of social services by nonprofit agencies.

Eligibility

  • Nonprofit Organizations Only

Eligible Activities

  • Childcare Services for Homeless Persons
  • Healthcare Job Training
  • Services for Persons with Disabilities
  • Drug abuse counseling/treatment
  • Recreation Programs Services for persons living with AIDS Education Programs
  • Public Safety services including crime prevention
  • Services for senior citizens

Click here to access the CSG Online Application

Click here to download the CSG Application Guidelines (PDF)

– note all applications must be completed electronically

HOME-Funded Tenant-Based Rental Assistance (HOME-TBRA)

The HOME-Funded Tenant-Based Rental Assistance Program provides rental assistance to low-income persons who are homeless and have special needs.

Eligibility:

  • Nonprofit organizations with 501(c)(3) tax exempt status, current TN charter, financial statements/audit, general liability insurance
  • Must serve clients whose income is 60% or below the median income and who are at risk of homelessness and have a special need
  • Clients must have an income and pay 30% of the rent and a portion of utilities

Eligible Activities include:

  • Rental Assistance
  • Utility Assistance

Click here to access the HOME-Funded Tenant-Based Rental Assistance (TBRA) Application

Click here to Download the HOME-Funded Tenant Rental Based Assistance Application Guidelines (PDF)

– note all applications must be completed electronically

Neighborhood Partnership Grant (NPG)

The Neighborhood Partnership Grant seeks to provide funding for neighborhood service-oriented programs that benefit neighborhoods. 

Eligibility

  • Nonprofit Organizations Only
    • Business/Economic Development
    • Community Development 
    • Community Initiatives 
  • Demonstrate at least one year of experience in serving its community.

Eligible Activities

  • Workforce Development
  • Youth Development
  • Economic Development
  • Activities that Support Affordable Housing
  • SBE/MBE/WBE Programs
  • Job Creation
  • Neighborhood Clean-Ups
  • Capacity Building

Click here to access the Neighborhood Partnership Grant (NPG) Application

Click here to Download the Neighborhood Partnership Grant Application Guidelines (PDF)

– note all applications must be completed electronically

COVID-19 Relief (OPEN)

CARES Act COVID-19 Relief Grants

The Division of Housing and Community Development (HCD) was awarded funds for two programs—the Community Development Block Grant program (CDBG-CV) and Emergency Solutions Grant program (ESG-CV)—to be allocated and used specifically for the prevention of, preparation for, and response to the COVID-19 Coronavirus as authorized by the Coronavirus Aid Relief and Economic Security (CARES) Act.

CARES Act Round Two Application Workshop Recording

Workshop Presentation

Deadline to submit applications is April 7, 2021 at 4:00 p.m.

Community Development Block Grant (CDBG-CV)

In response to the Coronavirus Pandemic (COVID-19) the U.S. Department of Housing and Urban Development Community Development Block Grant program has notified the City of Memphis Division of Housing and Community Development (HCD) that they will receive a formula allocation of CDBG-CV funding to be used specifically for the prevention of, preparation for, and response to the COVID-19 Coronavirus. This allocation was authorized by the Coronavirus Aid, Relief, and Economic Security Act (CARES Act), Public Law 116-136, which was signed on March 27, 2020. 

Community Partners, including, non-profit and faith-based organizations are invited to apply for CARES ACT supplemental CDBG-CV funding to address the prevention of, preparation for, and response to COVID19 related needs. 

CDBG-CV2 Application

CDBG-CV Application Guidelines

Emergency Solutions Grant (ESG-CV)

The City’s Emergency Solutions Grants Program seeks to improve the quality of life of homeless citizens living in Memphis and to fund activities intended to help homeless families move toward independent living and to prevent homelessness. The City’s Program is funded with Federal Emergency Solutions Grants Program Cares Act funding awarded to the City by the U.S. Department of Housing and Urban Development (HUD) due to COVID-19. Consequently, all projects must comply with applicable ESG regulations as well as City requirements. 

The City will award the funds to qualified nonprofit organizations to carry out ESG-eligible activities identified as priorities in the City’s Consolidated Plan and Homeless Needs Assessment. The projects may include renovation and operation of emergency and transitional shelters and provision of a wide range of services including homeless prevention activities and supportive services for homeless persons in Memphis. 

ESG-CV2 Application

ESG-CV Application Guidelines

Helpful Links

Matrix of Requirements

Agency Budget